Valor Mortgage Purchase
Know exactly what you can afford before you start searching for a home.
Congratulations!
You're ready to purchase your home
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
- Fixed Rates
- Adjustable Rates (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans
- Terms from 5 to 30 Years
Here's How Our Home Purchase Process Works
The Home Purchase Process
Analysis Request
Complete our simple purchase analysis request
Criteria & Scenario
Receive options based on your unique criteria and scenario
Mortgage Interest
Compare mortgage interest rates and terms
Best Offer
Choose the offer that best fits your needs
