Looking for a home loan from a trusted mortgage lender?
Know exactly what you can afford before you start searching for a home.
At Valor Mortgage in Queen Creek AZ, we believe in making the home buying process quick and painless. Our home loan options offer affordable interest rates with lower fees and a world-class client support for the residents of Queen Creek AZ and surrounding areas.
A house is the biggest purchase you will ever make. So, it is likely you will need a mortgage. That is why you need to find a mortgage lender you can trust and feel comfortable with.
Let us look at some of our best home loan options for the residents of Queen Creek AZ.
VA Loans at Valor Mortgage In Queen Creek AZ:
A VA loan is guaranteed by the U.S. Department of Veterans Affairs (VA). This loan is designed to offer long-term financing to eligible American veterans and spouses, with favorable terms and no money down.
With the help of this loan, service members, Veterans, and eligible spouses can easily become homeowners. At Valor Mortgage, our mission is to help you buy, repair, retain, build, or adapt a home through a VA loan.
FHA Loans By Valor Mortgage In Queen Creek AZ:
An FHA or Federal Housing Administration loan is a mortgage loan insured by the Federal Housing Administration (FHA). It is either approved by the FHA or FHA-approved lenders. It is designed for borrowers who have less money to put down or have credit challenges.
With this loan, you can borrow up to 96.5% of the value of a home. At Valor Mortgage, our goal is to make sure your down payment is as low as possible even with a lower minimum credit score.
Conventional Loan By Valor Mortgage In Queen Creek AZ:
A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. Instead, the loan is backed by private lenders, and its insurance is usually paid by the borrower. Conventional loans generally require more money down, 5%, and have more stringent requirements when it comes to credit and debt to income ratios. First time homebuyers can use a conventional loan with only 3% down.
At Valor Mortgage, our lending experts strive day in and day out to provide our clients with a simple, straightforward, and fast mortgage process.