203K Loans on the Cheap!​

Get a FREE quote on a 203K Loan & fix that home up in a hurry!

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The Lowdown on 203K Loans...

Why a 203K Loan?

The main benefit of these loans is that they give you the ability to buy a home in need of repairs that you might not otherwise have been able to afford to buy. Plus, the down payment requirements are minimal, and often you get decent interest rates.

Our 203K Loan Rates Are Low & Our Process is Quick & Painless

An FHA 203K loan is a loan backed by the federal government and given to buyers who want to buy a damaged or older home and do repairs on it. Here’s how it works: Let’s say you want to buy a home that needs a brand-new bathroom and kitchen. An FHA 203K lender would then give you the money to buy (or refinance) the house plus the money to do the necessary renovations to the kitchen and bathroom.

Often the loan will also include: 1) an up to 20% contingency reserve so that you will have the funds to complete the remodel in the event it ends up costing more than the estimates suggested and/or 2) a provision that gives you up to about six months of mortgage payments so you can live elsewhere while you’re remodeling, but still pay the mortgage payments on the new home.

We’re here to make the 203K home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 203K Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

Here’s how our home loan process works:

The 203K Loans Process

203K Qualifier

Complete our simple 203K Loan Qualifier

Criteria & Scenario

Receive options based on your unique criteria and scenario

Mortgage Interest

Compare mortgage interest rates and terms

Best Offer

Choose the offer that best fits your needs

Get Your FREE 203K Loan Quote Now!

FIRST WEST FINANCIAL

(760) 488-6482

    Looking To Refinance Your Home?

    Fill out our fast refinance evaluation to calculate a lower mortgage rate & payment. We make the process quick & easy.

    0%

    Great! What type of property are you purchasing?

    5%

    Estimate your credit score.

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    What year did you purchase your home?

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    Please estimate the value of the property.

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    What is the remaining 1st mortgage balance?

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    What is your 1st mortgage interest rate?

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    How will this property be used?

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    What kind of rate do you have?

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    Do you have a second mortgage?

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    Would you like to borrow additional cash?

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    What is your employment status?

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    Bankruptcy, short sale, or foreclosure in the last 3 years?

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    What is your average monthly income?

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    What are your average monthly expenses?

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    Do you currently have a FHA loan?

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    Any late mortgage payments in the last 12 months

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    What is your full name?

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    What is your email address?

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    What is your email address?

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    NMLS Consumer Look Up | NMLS 2886482

    FIRST WEST FINANCIAL

    (760) 488-6482

      FREE Home Purchase Qualifier

      Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

      0%

      Great! What type of property are you purchasing?

      6%

      Estimate your credit score.

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      Is this your first property purchase?

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      What is your current property purchase situation?

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      How will this property be used?

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      What is the purchase price of the new property?

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      What is your estimated down payment?

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      What kind of rate do you prefer?

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      What is your gross annual household income?

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      Estimate your credit score.

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      Bankruptcy, short sale, or foreclosure in the last 3 years?

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      Can you show proof of income?

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      Are you working with a real estate agent?

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      What is your full name?

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      What is your email address?

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      What is your phone number?

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      NMLS Consumer Look Up | NMLS 2886482