30-Year Fixed Rate Mortgage on the Cheap!

Get a FREE quote on a 30-year fixed rate mortgage & save thousands of dollars per year.

Congratulations!

The Lowdown on 30 Year Fixed Rate Mortgage...

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

Our 30-Year Fixed Rates Are Low & Our Process is Quick & Painless

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

Here’s how our home loan process works:

The The 30-Year Fixed Rate Mortgage Loan Process

30-Year Qualifier

Complete our simple 30-Year Fixed Rate Mortgage Qualifier

Criteria & Scenario

Receive options based on your unique criteria and scenario

Mortgage Interest

Compare mortgage interest rates and terms

Best Offer

Choose the offer that best fits your needs

Get Your FREE 30-Year Fixed Rate Quote Now!

FIRST WEST FINANCIAL

(760) 488-6482

    Looking To Refinance Your Home?

    Fill out our fast refinance evaluation to calculate a lower mortgage rate & payment. We make the process quick & easy.

    0%

    Great! What type of property are you purchasing?

    5%

    Estimate your credit score.

    10%

    What year did you purchase your home?

    15%

    Please estimate the value of the property.

    $0 to $0


    20%

    What is the remaining 1st mortgage balance?

    $0 to $0


    25%

    What is your 1st mortgage interest rate?

    0


    30%

    How will this property be used?

    35%

    What kind of rate do you have?

    40%

    Do you have a second mortgage?

    45%

    Would you like to borrow additional cash?

    $0 to $0


    50%

    What is your employment status?

    55%

    Bankruptcy, short sale, or foreclosure in the last 3 years?

    60%

    Can you show proof of income?

    65%

    What is your average monthly income?

    $0 to $0


    70%

    What are your average monthly expenses?

    $0 to $0


    75%

    Do you currently have a FHA loan?

    80%

    Any late mortgage payments in the last 12 months

    85%

    What is your full name?

    90%

    What is your email address?

    95%

    What is your email address?

    100%

    NMLS Consumer Look Up | NMLS 2886482

    FIRST WEST FINANCIAL

    (760) 488-6482

      FREE Home Purchase Qualifier

      Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

      0%

      Great! What type of property are you purchasing?

      6%

      Estimate your credit score.

      12%

      Is this your first property purchase?

      18%

      What is your current property purchase situation?

      25%

      How will this property be used?

      31%

      What is the purchase price of the new property?

      $0 to $0


      37%

      What is your estimated down payment?

      0% Down


      43%

      What kind of rate do you prefer?

      50%

      What is your gross annual household income?

      0 to 0


      56%

      Estimate your credit score.

      62%

      Bankruptcy, short sale, or foreclosure in the last 3 years?

      68%

      Can you show proof of income?

      75%

      Are you working with a real estate agent?

      81%

      What is your full name?

      87%

      What is your email address?

      93%

      What is your phone number?

      100%

      NMLS Consumer Look Up | NMLS 2886482