A HARP Loan Can Keep Your Mortgage Afloat!

Get a FREE quote on a HARP Loan & save thousands of dollars per year.

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The Lowdown on HARP Loans...

Why a HARP Loan?

If you’re underwater on your conforming, conventional mortgage, you may be eligible to refinance without paying down principal, and without having to pay mortgage insurance.

Our HARP Loan Rates Are Low & Our Process is Quick & Painless

The Home Affordable Refinance Program (HARP) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, to help underwater and near-underwater homeowners refinance their mortgages.

We’re here to make the HARP loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE HARP Loan Qualifier.

We’ll help you clearly see differences between HARP loan options, allowing you to choose the right one for you.

Here’s how our home loan process works:

The HARP Loans Process

HARP Qualifier

Complete our simple HARP Loan Qualifier

Criteria & Scenario

Receive options based on your unique criteria and scenario

Mortgage Interest

Compare mortgage interest rates and terms

Best Offer

Choose the offer that best fits your needs

Get Your FREE HARP Loan Quote Now!

FIRST WEST FINANCIAL

(760) 488-6482

    Looking To Refinance Your Home?

    Fill out our fast refinance evaluation to calculate a lower mortgage rate & payment. We make the process quick & easy.

    0%

    Great! What type of property are you purchasing?

    5%

    Estimate your credit score.

    10%

    What year did you purchase your home?

    15%

    Please estimate the value of the property.

    $0 to $0


    20%

    What is the remaining 1st mortgage balance?

    $0 to $0


    25%

    What is your 1st mortgage interest rate?

    0


    30%

    How will this property be used?

    35%

    What kind of rate do you have?

    40%

    Do you have a second mortgage?

    45%

    Would you like to borrow additional cash?

    $0 to $0


    50%

    What is your employment status?

    55%

    Bankruptcy, short sale, or foreclosure in the last 3 years?

    60%

    Can you show proof of income?

    65%

    What is your average monthly income?

    $0 to $0


    70%

    What are your average monthly expenses?

    $0 to $0


    75%

    Do you currently have a FHA loan?

    80%

    Any late mortgage payments in the last 12 months

    85%

    What is your full name?

    90%

    What is your email address?

    95%

    What is your email address?

    100%

    NMLS Consumer Look Up | NMLS 2886482

    FIRST WEST FINANCIAL

    (760) 488-6482

      FREE Home Purchase Qualifier

      Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

      0%

      Great! What type of property are you purchasing?

      6%

      Estimate your credit score.

      12%

      Is this your first property purchase?

      18%

      What is your current property purchase situation?

      25%

      How will this property be used?

      31%

      What is the purchase price of the new property?

      $0 to $0


      37%

      What is your estimated down payment?

      0% Down


      43%

      What kind of rate do you prefer?

      50%

      What is your gross annual household income?

      0 to 0


      56%

      Estimate your credit score.

      62%

      Bankruptcy, short sale, or foreclosure in the last 3 years?

      68%

      Can you show proof of income?

      75%

      Are you working with a real estate agent?

      81%

      What is your full name?

      87%

      What is your email address?

      93%

      What is your phone number?

      100%

      NMLS Consumer Look Up | NMLS 2886482