Your ValorMortgage Team

Our Team

Nick Palmer

Broker Owner: NMLS#973806


I have been in the mortgage industry since 2016 and before that served in the USAF. After working at a Corporate Lender for sometime I decided to open Valor Mortgage in 2019 an independent Mortgage Broker. My mission was to provide my clients a better mortgage with lower rates and fees. I also wanted to help more Veterans use their VA home loan benefit to their best of their ability.


The three core values of the United States Air Force are Integrity First, Service Before Self, and Excellence In All We Do. These values are the same core values that we at Valor Mortgage commit ourselves to with every interaction and dealing with our clients. We look forward to assisting you with your mortgage needs.


Theresa Ulibarri

Loan Processor NMLS#317976

Theresa is a valuable and dedicated team member, whose primary responsibilities are building strong mortgage pre-approvals and contributing to a great home buying experience.

Office:
4365 E Pecos Rd Bldg. 8 Suite 120

Gilbert, AZ 85295

Call 623-300-2978


Valor Mortgage LLC NMLS: 1869319 | AZ BK 1002118 | TX BK 1869319
Equal Housing Opportunity | This is not a commitment to lend . All loans are subject to credit approval

https://www.nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/Home.aspx/SubSearch


CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT
WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT
.SML.TEXAS.GOV.