Lower Rates.
Zero lender fees.
As a mortgage broker, we have access to
over 50 wholesale investors. This means that you have
more options to choose from, making
it easier to find the perfect loan.
What our Clients Say about us
The Homebuying Roadmap
Step 1 | Pre-Approval
The first step in your mortgage process is to speak with a mortgage consultant. They will guide you through the initial application and explain any documentation needed to find what you qualify for!
Step 2 | Shopping for a Home
Now that you know how much home you can afford, it's time to start shopping! Your real estate agent will place you on a home search and start showing you homes.
Step 3 | Placing an Offer
Once you find the right home, your agent will help you draw up the contract and send an offer to the seller. This is where negotiations begin!
Step 4 | Underwriting
Now that you've got an accepted offer, the lender will begin finalizing the loan process. This is where the home is appraised and inspected and the underwriter reviews all information for your final approval. Don't be alarmed if they ask for updated documentation! This is completely
normal - especially if you've been shopping for a while
Step 5 | Closing
Once all inspections are done and the underwriter has signed off on your documentation, your loan will be...
"Cleared to Close"
The only thing left is to sign your closing paperwork with the title company and move in!
Valor Mortgage LLC NMLS: 1869319 | AZ BK 1002118 | TX BK 1869319
Equal Housing Opportunity | This is not a commitment to lend . All loans are subject to credit approval
https://www.nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/Home.aspx/SubSearch
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT
WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT
.SML.TEXAS.GOV.